Financial advice process

The financial advice and planning process

Financial planning is the heart of all that we do. Nothing is more important than creating a sound financial road map based on your current situation to get you where you want to be, then ensuring you get there.

Your investment and financial plan should revolve around you. As no two people are the same, you have unique life experiences and aspirations for the future. Our financial advisers will take the time to understand your financial goals and objectives, then build a sophisticated plan to meet your needs.

Sometimes the assistance from our advisers is as simple as helping people define their goals. For others, advice can be comprehensive, and after initial planning, involves forging a relationship that lasts many years. During this time, one of our advisers monitors investments, assists with selection and adjustment of investments, and generally addresses ways to achieve the multiple goals that continue to adjust – as people’s circumstances inevitably change with the passing of time. Most often, we'll start with a free and no obligation initial consultation to see if you might benefit from advice of any kind.

The steps below show just one way the full financial planning process can work for you, or watch our video about the process.

Our initial meeting

You and your spouse meet with an adviser, who will take the time to understand your financial situation, your goals, and your concerns. The financial planning process starts with a detailed understanding of your current position and your life. We discuss your current plans, and the risks and opportunities most applicable to you.

Building your plan

We analyse your situation in detail and build you a personalised financial plan for you to review. This is to help you make the right decisions about your financial future. This financial plan may suggest new products or strategies for you or make changes to products you already have.

Reviewing your plan

You review your plan with us and let us know how you would like to proceed. As always, your financial decisions remain yours to make – so it’s completely up to you whether you want to take our advice. If new investments are recommended, this will be in the form of an investment portfolio taking into consideration factors including your time horizon, investment objectives and tolerance for risk.


You’ll receive our help with the paperwork and any practical steps required to get your plan moving forward. People we meet with often lead busy lives, and this is just one way we assist them to simplify, co-ordinate, and organise their financial lives and reach their goals.

Tracking your progress

Working with an adviser on an ongoing basis – rather than just once – is a great way to keep on top of your personal financial plan. This way, you can make the most out of your adviser by benefitting from their ongoing advice and ideas. Your adviser can assist you with regular reviews and check-ins to assess the progress of your plan and ensure it stays relevant as your life progresses and changes. Most importantly, we’ll be available if ever needed to meet with you to review what’s on your mind – to talk through how we can continue to best help you stay on track.

Ready to get started? Book your free no-obligation consultation now.