Life insurance

Peace of mind knowing you’re looking after those you leave behind

Life insurance can help ensure your loved ones are looked after during the hardest of times. Your policy will pay out a ​lump sum if you die or are diagnosed with a terminal illness. This is so that:

  • Your spouse will have enough money to replace your income for a while, pay for your funeral, and look after your children
  • Your family can pay off the mortgage and any other debts
  • You can leave an inheritance or donation
  • You can create an investment that generates income for any purpose you decide.

Choose your beneficiary

You decide who will be the beneficiary of your policy. You can change this person or persons whenever you like.

100% tax-free lump sum

In the unfortunate event of a death, life cover policies will pay your chosen beneficiaries a one-time tax-free payment.

Funeral costs

There will be funds available to cover expenses related to your funeral almost immediately.

Expert assistance

As is the case with other policy types, the level of cover a person needs can rapidly change depending on events that are all part of life, including births, marriages, separations, increases and decreases in mortgages, increases and decreases in income, and other employment changes. These personal factors combine with the constantly improving nature of the insurance market to mean that yearly reviews of your levels of existing insurance are a necessity. Please contact us if you would like to review your current policies.

As we’re not an insurance provider and aren’t owned by one (unlike some financial advice firms) our team of Authorised Financial Advisers can access all the best insurance providers across the country to ensure you and your family’s needs are met with the right level of life or other cover to suit your developing needs, and that you access the best additional benefits. So that you know our advisers - in this case often called insurance brokers - are truly putting your interests first, our advisers are all paid a salary instead of commission. They also have no incentive to promote one product over another.

What next?

With the wellbeing of your loved ones at stake, what have you got to lose by making a phone call to check your situation? For a free, no-obligation chat with an adviser (often called insurance broker) about life cover options for you or your spouse, call 0508 MILESTONE (0508 645 378) or leave your details below.