5 reasons why you should spend your kids' inheritance
Thought of spending your kids' inheritance? This concept now even has a new term dubbed “SKI’ing” – spend your kids' inheritance. Below are five reasons why this is a great idea.
1. Life is way too short to delay having fun
You’ve worked all your life despite the long hours, difficult bosses, obstacles to overcome, and endless deadlines. If you’ve built yourself a healthy nest...
Read more
Increasingly, you should be asked to supply evidence of your identity, where you live and how you obtained your wealth when wanting to conduct seemingly simple activities such as invest, open a bank account, or even take out a loan. This will become even more common across New Zealand this year as lawyers, accountants, and real estate agents progressively come under the Anti-Money Laundering...
Read moreRead more
Articles
The benefits of using a mortgage adviser (commonly called mortgage broker)
When looking to borrow money for a property, many people don’t realise the benefits that working with a professional and experienced adviser can offer – including helping them get the best overall mortgage deal. Using a mortgage adviser could save you tens or even hundreds of thousands of dollars over the lifetime of your mortgage. Here are the top six advantages of using a mortgage...
Read more
While it’s widely accepted that most New Zealanders are under-insured, recently our advisers here at Milestone Direct have been seeing people who are over-insured. Being over-insured basically means you are wasting money on insurance.
After a mortgage, personal insurances such as life insurance are one of the most important personal financial decisions you can make in life....
Read moreRead more
Articles
7 reasons why your term deposits could be your worst enemy
Term deposits are perhaps the most well-known type of investment. A term deposit is essentially an agreement with a bank to deposit a lump-sum for a fixed period, for the benefit of receiving a specified rate of interest. What’s little known are the risks and disadvantages of investing in term deposits - the seven points below explain how your term deposits could be your worst enemy...
Read more
New Zealand’s largest health insurer, Southern Cross,offers add-on to their normal health insurance called Cancer Assist. This is an optional extra that current policy holders of Southern Cross health insurance can add to their existing cover to insure against the risk of developing a cancer that is best treated using drugs not yet funded by Pharmac. (Pharmac is the NZ government department...
Read moreRead more
Articles
(Video) Milestone Direct presentation
We believe that advice should be affordable and accessible wherever you are in New Zealand. To do this we embrace technology to deliver a low cost, high quality service. At Milestone Direct our advisers are trained and obliged to put your interests first. We are here to ensure your financial goals are understood and an appropriate financial recommendation is presented to you and your family:...
Read moreRead more
Articles
(Video) Process of a mortgage loan
If you're looking at purchasing a property, but unsure of how to go about it, watch this step-by-step video of getting a mortgage through Milestone Direct.
Read moreRead more
Articles
(Video) Financial planning process
Think you may need financial advice? Watch this step-by-step video showing the process of getting financial advice through Milestone Direct.
Read moreRead more
Articles
(Video) Why it costs more to build a home in NZ
Associate Professor David Tripe of Massey University discusses why it costs more to build a home in NZ, with Milestone Direct CEO Joseph Darby in this video, the last in our second series of interviews.
Read moreRead more
Articles
(Video) Can the bank sell my home?
Associate Professor David Tripe of Massey University discusses mortgagee sales and the power that the banks hold if you default on your home loan, with Milestone Direct CEO Joseph Darby in this video, the sixth in our second series of interviews.
Read moreRead more
Articles
(Video) NZ interest rates
Associate Professor David Tripe of Massey University discusses NZ home loan interest rates with Milestone Direct CEO Joseph Darby in this video, the fifth in our second series of interviews.
Read moreRead more
Articles
(Video) A discussion about loan to value ratios (LVRs)
Associate Professor David Tripe of Massey University discusses loan to value ratios (LVRs) with Milestone Direct CEO Joseph Darby in this video, the fourth in our second series of interviews.
Read moreRead more
Articles
(Video) Should I buy an apartment?
Is buying an apartment as good an investment as buying a house? Associate Professor David Tripe of Massey University discusses that question with Milestone Direct CEO Joseph Darby in this video, the third in our second series of interviews.
Read moreRead more
Articles
(Video) Should I buy a house?
If you've been wondering whether the Kiwi dream of owning property is really a smart move these days, check out this video which is the second in our second series of interviews where our CEO Joseph Darby talks with Associate Professor David Tripe of Massey University.
Read moreRead more
Articles
(Video) Should I buy a house in Auckland?
If you've been wondering whether it's a good move to purchase property in Auckland, check out this video which is the first of our second series of interviews where our CEO Joseph Darby talks with Associate Professor David Tripe of Massey University.
Read moreRead more
Articles
(Video) Are interest rates going to rise and how will it affect me?
Part 8 of a series of 8 videos where Assoc Prof David Tripe of Massey University discusses mortgages with Milestone Direct Limited.
Read moreRead more
Articles
(Video) Interest-only repayments on home loans
Part 7 of a series of 8 videos where Assoc Prof David Tripe of Massey University discusses mortgages with Milestone Direct Limited.
Read moreRead more
Articles
(Video) Should I buy products recommended by the bank?
Part 6 of a series of 8 videos where Assoc Prof David Tripe of Massey University discusses mortgages with Milestone Direct Limited.
Read moreRead more
Articles
(Video) Should I consolidate my debt into my mortgage?
Part 5 of a series of 8 videos where Assoc Prof David Tripe of Massey University discusses mortgages with Milestone Direct Limited.
Read moreRead more